|
Sometimes we think that we have to make major changes in our lives to get ourselves on track. But in reality, major changes are the result of a series of Small Steps.
 Each day we will post three different steps. If you visit the website daily, and do at least one of these steps each day, you will begin to see real progress. Amazing things happen in the Money
Club!
When you complete today's Small Step:
Add yourself to our running tally of Small Steps taken
by Money Club members (below).
- Below are three Small Steps you
can take to begin to change your
life (below) .
- You'll find more Small Steps in
the list of Targeted Small Steps on
the right.
What Will You Do Today?
|
Your Small Steps for
|
5 Minutes or Less
|
| Make good use of your automatic habits. When you pay off a loan, put the money you were paying each month into a savings account. You will keep the same standard of living, and your savings will just continue to grow! |
| |
| 10
Minutes or Less |
| Before you run up credit card debt, have a plan for paying it off. Remember that your debt SPENDS your future income. Will you be able to curtail future spending so you can pay for the item's you've already bought? |
| |
| 15 Minutes or Less |
| Review budget categories in which you spend the most money. Trimming 5 to 10 percent from these categories will make a big difference in your savings. Prime categories to trim are groceries, entertainment, and clothing. |
| |
|
Or, you can check out the running total without adding yourself.
Set the Daily Small Steps as Your Home Page
Your home page is the page that appears every time you open Internet Explorer. By choosing the Small Steps page as your home page, you'll get quick access to the daily 15-minute exercises that keep your finances on track.
Or, with Internet Explorer,
you can reset you home page
manually
From the top menu, select:
Tools>Options
....
and designate
your desired home page .
The change will be in effect
the next time you load
your web browser. |
|
 |
 email this page
Money Club
Makeover
 21-day
programs to move you closer to
your goals. Trust your
Money Guides to show you how. It's
free, it's educational, and it's
even fun.
Sign Up Today!
|
